The Money Merge Account™ system provided by United First Financial™ is a serious system, designed by serious people, for serious people. Therefore it must be taken seriously. It is not a toy; it is a working tool, it must be worked for it to provide the rewards available in the system. In order for the service to function four things must be in place:

With these four factors present, you will proceed as follows. First of all you will change your life-long banking habit of using your checking account to accept your income, and to pay your bills. Instead, you will pay your bills from the ALOC, and deposit your income into it. Every month as you pay your bills, you will pull up the web page to receive your instructions. This is your financial dashboard, and entails about ten minutes of your time per month. As the months roll by the Money Merge Account software learns your habits and available resources, and will determine the optimum time for you to make a payment to the principle of your first mortgage. There is no guess work; this is pure math working with the phenomenal efficiency of computers.

Just a few short years ago this system was not possible. Everybody knows about making extra payments, or making lump sum payments to principle in order shorten your mortgage term. This does work, but not nearly as efficiently as the Money Merge Account system. The biggest flaw in these traditional methods is that you must have the extra cash on hand, and be willing to expend it on the mortgage. This definitely affects your daily, weekly and monthly spending habits. Should you need a new set of tires that month: good-bye extra mortgage payment. Why would you expend your money, when a system is available that will utilize the bank’s money instead of yours, and do the job much more efficiently.

The process allows the ALOC to utilize your stagnant money that previously sat dormant in the bottom of your checking account, with your discretionary income, [that left over after paying bills], to operate as an interest cancellation account. The method to utilize these complicated mathematical calculations, is exclusive to UFirst, and is their closely guarded secret.

You will truly be amazed at the results of the Money Merge Account analysis when it looks at your own numbers. In order to explore what this system can do for you, and to determine if you qualify for this service, continue on to page five for a free personal analysis.